All Kansas companies are required to purchase work comp insurance.


Sole-Proprietors, Partners and LLC Members are excluded from workerscomp coverage, but may choose to be covered.

Sole-Proprietors, Partners and LLC members who include themselves on workers compensation coverage must use a payroll amount of $43,500 for rating purposes. (As of 01/01/2017)

Corporate Officers are automatically included on the policy, but they may elect to be excluded.

Corporate Officers with > 10% ownership are treated as regular employees, and must be included on a work comp policy. Corp Officers with a  <10% ownership can choose to exclude themselves from workmans comp coverage.

Corporate Officers who are included on a policy must utilize a minimum payroll of $800 per week and a maximum weekly payroll of $3,300 for the purpose of calculating workers comp premium. (As of January 1, 2017)


Family members who do not meet the “10% ownership threshold” for companies must be included in the workers comp coverage. They cannot exclude themselves from coverage.

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