Nevada companies who have one or more employees must buy a work comp insurance policy.

Sole Proprietors that work as contractors must buy work comp coverage.

Sole Props & Partners are excluded from workers comp coverage, but may choose to include themselves on a work comp policy.

Sole Props & Partners who include themselves on workers compensation policy must use a $15,600 payroll amount per year for premium calculation.

Some exceptions exist.

Therefore, please inquire with the Nevada Department of Business and Industry. (as of 1/1/2017).

A Sole Prop with no employees may choose to include himself or herself on a work comp policy. If any employees work for the Sole Prop than he/she must provide workers comp insurance for them.

Corp Officers & LLC Members are included in coverage, but may choose to exclude themselves for coverage

Corp Officers & LLC Members who are included must use a minimum payroll of $6,000 per year and a maximum payroll of $36,000 per year for calculating work comp premium (as of January 1, 2017)

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