North Dakota is one of four remaining monopolistic states in the country.
This means work comp insurance can only be bought through the state fund.
North Dakota companies can buy a workers comp policy thru the North Dakota State Fund State Fund, Workforce Safety and Insurance (WSI).
If you are a North Dakota company, or doing work in ND, you must contact Workforce Safety and Insurance to buy a work comp policy.
All North Dakota companies with 1 or more part-time or full-time employees are required to buy a work comp policy.
Sole-Props, Partners, Corp Officers and LLC Members are automatically excluded from coverage, but can choose cover themselves on a policy.
Sole-Props, Partners, Corp Officers and LLC Members who include themselves on a work comp policy in North Dakota must use a $35,600 payroll amount for premium calculation purposes.