Requirements:
All PA companies are required to buy workers comp in Pennsylvania if they have employees.
However, businesses with no employees are generally able to exclude themselves from a work comp policy.
Sole-Proprietors & Partners are automatically excluded from a work comp policy. They may opt to be included on a workers comp policy.
Sole-Proprietors & Partners who include themselves on a policy must use a $44,200 payroll amount for premium calculation purposes.
Corporate Officers are included on a policy, but Officers may opt to be excluded from coverage.
Corp Officers who are included must use a $44,200 minimum payroll and a maximum of $124,800 payroll for the purpose of calculating workers comp premium. (as of 1/1/2017).
LLC Members are automatically excluded from a work comp policy.